Retail Lending Software for Efficiency and Risk Management

Consumer/Retail Loan Origination Software

Revitalize your retail loan origination process by implementing a flexible and responsive consumer lending application, built on our digital transformation platform. Enable digital experience, automated underwriting, instant decisioning, and efficient exception management. Ensure a straight-through, simplified loan disbursement for allproducts, including credit cards and personal loans, without any manual intervention. Leverage digital collaboration for high-touch loans—HELOC, home equity loans, etc.—for a faster turnaround time. Utilize real-time dasboards for tracking processes, pipelines, and productivity.

Digitized Lending Processes

Transformed consumer loan origination with end-to-end automation of loan requests, underwriting, approval, closing, and booking processes in a paperless environment
Straight-through processing for quicker loan approval and disbursements
Support for no-touch, low-touch, and high-touch loans processing

Multi-channel Loan Application

Omnichannel and multi-device initiation of loan applications
Intuitive self-service customer portals and real-time status tracking
Auto-underwriting and online approvals/soft-approvals

Risk Management

Identity verification/authentication and fraud management through third-party integrations
IP-based/device-based filters for applications

Intelligent Underwriting and Configurable Rules

Intelligent underwriting and credit analysis processes driven by business rules and scoring models
Rules engine for business owners to apply the required policies and exception rules
Customer and product-specific data capture through configurable templates

Audit and Reporting

Comprehensive auditing capabilities for increased compliance with dynamic regulatory requirements
Real-time reports with process insights for continuous process improvements
Drilled-down monitoring of productivity, pipeline, and service levels

Integration with Third-party Systems

Real-time integration with core banking and online banking for seamless lending experience
Third-party integration with rating applications, credit bureau systems, and more

Integrations